• Up to 100% financing available for purchase; up to 100% on refinancing
• Unlimited cash-out on refinances/subject to qualification

Investment Property

• Up to 90% to 100% financing available
• No limit on number of other financed properties
• Unlimited cash-out, subject to qualification
• No seasoning requirements on cash-out

Second Mortgages (Loan)

• Up to 100% combined financing available
• Available loan terms of 60 to 240 months
• Minimum loan amount is $10,000, jumbo loans over $240,000 available
• Primary and non-owner occupied properties can be used as collateral

Home Equity Line of Credit

• Minimum loan amount of $10,000, with maximum of $250,000
• Primary residence, second homes and investment properties can be used as collateral
• Combined financing up to 95%

Foreign National Mortgages

• Up to 95% financing available, two months reserves needed
• No asset/no income/no ratio
• Thirty year term with adjustable or fixed rate pricing

Lot Loans

• Financing up to 85%
• Up to 15 year financing available

Construction Permanent Loans

• Primary or second homes
• Fixed or adjustable pricing available on permanent loan
• Loan-to-value up to 95% - conventional
• Foreign nationals may also apply

Mobile Homes (Manufactured Homes)

• Up to 95% financing purchase or refinance
• Maximum cash out $50,000, maximum amount available $150,000
• Maximum acreage is 10 acres
• Amortize over 15 or 30 years with a choice of fixed or variable rates